Privacy Policy

Last Updated: March 19, 2026

At Full Deck, we take your privacy and the security of your financial data seriously. This Privacy Policy explains how SG Studios LLC ("we," "us," or "our") collects, uses, and protects your information when you use the Full Deck application.

1. Information We Collect

  • Account Information: When you sign up, we collect your name and email address.
  • Transaction Data: Through our integration with Plaid, we collect transaction history (e.g., merchant name, amount, date, and category) from your linked credit card and bank accounts.
  • What We Do Not Collect: We never collect or store your bank login credentials. These are handled exclusively by Plaid. We do not collect "Write" access permissions; our access is strictly read-only.

2. How We Use Your Information

We use the collected transaction data solely to:

  • Identify and track credit card rewards and spending patterns.
  • Provide you with insights and summaries of your financial activity.
  • Improve the functionality and user experience of the Full Deck app.
  • Communicate with you regarding account updates or support.

3. Data Sharing and Disclosure

  • Third-Party Service Providers: We share information with Plaid to facilitate the connection to your financial institutions. You can view Plaid's privacy policy at plaid.com/legal.
  • No Sale of Data: We do not sell, rent, or trade your personal or financial information to third parties for marketing purposes.
  • Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities.

4. Data Security

We implement industry-standard security measures, including encryption and secure socket layer (SSL) technology, to protect your data. Transaction data is stored securely and is only accessible to provide the Service to you.

5. Your Choices

  • Account Deletion: You may delete your Full Deck account at any time through the app settings. Upon deletion, we will remove your personal information and disconnect your accounts from Plaid.
  • Unlinking Accounts: You can unlink specific financial accounts at any time, which will stop the flow of new transaction data to Full Deck.

6. Updates to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new policy on this page and updating the "Last Updated" date.

7. Contact Us

If you have any questions or concerns regarding this Privacy Policy, please contact us at info@sgstudios.dev.

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