Terms of Service

Last Updated: March 19, 2026

Welcome to Full Deck. These Terms of Service ("Terms") govern your use of the Full Deck mobile and web applications (the "Service"), operated by SG Studios LLC ("Company," "we," "us," or "our"). By accessing or using the Service, you agree to be bound by these Terms.

1. Description of Service

Full Deck is a platform designed to help users track credit card rewards. The Service utilizes third-party technology, specifically the Plaid API, to aggregate transaction data from your linked financial accounts.

2. Read-Only Access & Limitations

  • Read-Only Access: Full Deck's access to your financial accounts is strictly "read-only." We cannot, and will never, perform actions on your behalf, such as transferring funds, paying bills, or modifying account settings.
  • No Financial Advice: Full Deck is an information and tracking tool. We do not provide financial, investment, legal, or tax advice. Any information provided through the Service is for educational and organizational purposes only. You should consult with a qualified professional before making financial decisions.

3. Account Security and Plaid Integration

To use the Service, you must connect your financial accounts via Plaid.

  • Credentials: Full Deck does not see, access, or store your bank login credentials (usernames or passwords). All authentication is handled securely by Plaid.
  • Security: You are responsible for maintaining the confidentiality of your Full Deck account and for all activities that occur under your account.

4. Eligibility

You must be at least 18 years of age and a resident of the United States to use this Service.

5. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." SG STUDIOS LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT GUARANTEE THE ACCURACY OF THE TRANSACTION DATA RETRIEVED VIA THIRD-PARTY APIS.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SG STUDIOS LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law principles.

8. Contact Information

If you have any questions about these Terms, please contact us at info@sgstudios.dev.

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