The Platinum's digital entertainment credit is worth up to $25 a month, up to $300 a year, on a named list of services that currently includes Disney+, Hulu, ESPN, Peacock, Paramount+, The New York Times, The Wall Street Journal, YouTube Premium, and YouTube TV. Because each month's $25 is use-it-or-lose-it, the game is not picking one service, it is composing a bundle that lands just under the cap.
A worked example that cardholders like: a Disney+ and Hulu bundle around $12.99, Peacock Premium around $7.99, and a New York Times promotional subscription around $4 comes to roughly $24.98 a month, which the credit covers nearly in full. That is three streaming services and a newspaper for pennies. Prices shift and promos expire, so your own stack will vary, but the composition mindset is the point: mix and match until the monthly total hugs $25 from below.
Now the counterintuitive rule: do not switch to annual billing, even though annual plans are usually cheaper. An annual charge lands in a single month, burns that month's $25, and leaves the other eleven months of credit untouched. Monthly billing is the rare case where the "worse" pricing wins, because the credit refills twelve times.
Two mechanics decide whether any of this posts. The benefit requires one-time enrollment in your Amex account, and the subscription must be billed directly by the service on its own website. Subscriptions billed through an app store generally do not trigger the credit, so if you signed up on your phone years ago, it may be worth rebuilding the subscription on the provider's site.
And one change already in force: since August 1, 2026, Peacock subscriptions bought through bundles, add-ons, or third parties no longer qualify. Standalone Peacock purchased directly from Peacock still does, per the updated terms. If Peacock anchors your stack, a quick check that Peacock itself bills you protects that slice. As always, the eligible service list changes from time to time, so a periodic glance keeps the stack honest.
This credit lives on the Amex Platinum, pays up to $25 a month (up to $300 a year), and resets monthly with no rollover, with the Peacock direct-billing rule in force since August 1, 2026. Full Deck watches the monthly window for you, so an unused $25 stops being the quietest leak in your wallet.
Issuers change these terms without notice, and what worked last quarter sometimes does not work today. Treat this as a starting point, test small, and check your card's current terms.
Last verified: August 10, 2026